Terms of Use

1. Agreement to Terms

By accessing this personal professional website, you agree to be bound by these Terms of Use and to use the site in accordance with these Terms, our Privacy Policy, and any additional terms and conditions that may apply to specific sections of the site or to products and services available through the site.

2. Intellectual Property Rights

Unless otherwise indicated, the Site is our proprietary property. LIC, the LIC logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Life Insurance Corporation of India. We are an authorized agent acting in an independent professional capacity.

3. User Representations

By using the Site, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information; (3) you will not access the Site through automated or non-human means.

4. Disclaimer of Guarantee

All calculators and projection tools provided on this website are purely illustrative. We do not guarantee any specific returns, investment performance, or approval of claims, which are strictly subject to the official underwriting policies of the insurance provider.